Unlock Your Potential with Allberry Coaching

Understanding the financial side of counseling should feel clear and manageable. Allberry Counseling & Coaching accepts a wide range of insurance plans, Employee Assistance Programs, Medicare Advantage plans, specialty networks, and self-pay arrangements.

Insurance participation, eligibility, benefits, deductibles, copayments, and coinsurance amounts vary by individual policy. Coverage is not guaranteed until benefits are verified.

Allberry Counseling & Coaching currently participates with the following plans and networks:

• Aetna
• Aetna Allied Benefit System
• Aetna Gravie
• Aetna Marpai
• Aetna Medicare Advantage
• Aetna Medicare Advantage Dual-SNP
• Aetna Meritain
• Aetna WebTPA

• Anthem Blue Cross Blue Shield Missouri
• Anthem Blue Cross Blue Shield Medicare Advantage
• Anthem Blue Cross Blue Shield Medicare Advantage Dual-SNP
• Anthem Employee Assistance Program
• Anthem Expanded Employee Assistance Program
• Aetna Medicare Advantage Dual-SNP
• Aetna Meritain
• Aetna WebTPA

• Cigna
• Cigna A2
• Cigna Employee Assistance Program
• Anthem Employee Assistance Program
• Anthem Expanded Employee Assistance Program
• Aetna Medicare Advantage Dual-SNP
• Aetna Meritain
• Aetna WebTPA

• Cigna
• Cigna A2
• Cigna Employee Assistance Program
• Anthem Employee Assistance Program
• Anthem Expanded Employee Assistance Program
• Aetna Medicare Advantage Dual-SNP
• Aetna Meritain
• Aetna WebTPA

• UnitedHealthcare
• UnitedHealthcare Medicare Advantage
• Optum
• Oscar through Optum

• Aetna Medicare Advantage
• Aetna Medicare Advantage Dual-SNP
• Anthem Blue Cross Blue Shield Medicare Advantage
• Anthem Blue Cross Blue Shield Medicare Advantage Dual-SNP
• Devoted Health Medicare Advantage
• Devoted Health Medicare Advantage Dual-SNP
• Humana Medicare Advantage
• UnitedHealthcare Medicare Advantage

• Anthem Employee Assistance Program
• Anthem Expanded Employee Assistance Program
• Cigna Employee Assistance Program
• ComPsych
• Headspace Employee Assistance Program
• Headspace Care

• Alliance Coal Health Plan
• Ambetter
• Ascension SmartHealth
• Ascension Quest
• Carelon Behavioral Health
• ClaimDOC
• FAIROS powered by OccuNet
• Horizon Blue Cross Blue Shield of New Jersey
• Independence Blue Cross Pennsylvania
• Medical Mutual
• Partners Direct
• Providence Health Plan
• Sana Benefits
• Unity Preferred Network
• Velocity National Provider Network

• Home State Health

• Healthy Blue

• UnitedHealthcare Community Plan

• Show Me Healthy Kids

• Unity Preferred Workers’ Compensation
• Velocity National Provider Network Workers’ Compensation

INSURANCE VERIFICATION

Before your first counseling appointment, please provide the following information:

• Full name
• Date of birth
• Insurance company
• Member identification number
• Group number, when applicable
• A clear photograph of the front and back of your insurance card

Benefits will be reviewed whenever possible before your appointment. Insurance verification is an estimate and does not guarantee payment by the insurance company.

Clients are responsible for understanding their insurance benefits and for paying any deductible, copayment, coinsurance, non-covered service, denied claim, or remaining balance assigned by the insurance company.

EMPLOYEE ASSISTANCE PROGRAM SERVICES

Employee Assistance Programs may provide a limited number of counseling sessions at no cost to the client.

Before scheduling an EAP appointment, please obtain the following information from your employer or EAP administrator:

• Authorization number
• Number of approved sessions
• Effective dates
• Presenting concern or authorization category
• EAP company name

Additional counseling sessions may be available through insurance or self-pay after the authorized EAP sessions have been completed.

SELF-PAY FEES

Self-pay is available for clients who do not have insurance, prefer not to use insurance, or receive services that are not covered by their insurance plan.

Standard Counseling Session: $90

Reduced Self-Pay Rate, When Available: $75

Fees may vary depending on the service provided, session length, provider contract, clinical platform, or specialized service.

PAYMENT

Payment is due at the time services are provided unless another arrangement has been approved in advance.

Accepted payment methods may include:

• Credit or debit card
• Secure electronic payment
• Approved online payment portal
• Other authorized payment arrangements

A valid payment method may be required to remain on file.

GOOD FAITH ESTIMATE

Clients who are uninsured or who choose not to submit claims to insurance may have the right to receive a Good Faith Estimate explaining the expected cost of scheduled healthcare services.

A Good Faith Estimate may be provided before services begin or upon request. The estimate is based on the information available at the time it is prepared and may change if treatment needs, frequency, services, or circumstances change.

The Good Faith Estimate is not a contract and does not require a client to continue treatment.

CANCELLATION AND MISSED APPOINTMENT FEES

Appointments should be canceled or rescheduled according to the cancellation policy provided during intake.

Late cancellations and missed appointments may result in a fee. Insurance plans generally do not pay for missed appointments or late-cancellation fees.

QUESTIONS ABOUT COVERAGE

Insurance plans frequently change their provider directories, benefit structures, deductibles, copayments, and coverage requirements.

Please contact Allberry Counseling & Coaching before scheduling if you have questions about:

• Insurance participation
• Employee Assistance Program benefits
• Medicare Advantage coverage
• Self-pay fees
• Sliding-fee availability
• Deductibles
• Copayments
• Coinsurance
• Prior authorization requirements

IMPORTANT INSURANCE DISCLAIMER

Acceptance of an insurance company does not mean every plan offered by that company is accepted. Some employers, third-party administrators, marketplace plans, Medicare Advantage plans, and specialty networks use separate provider networks.

Verification of benefits does not guarantee payment. Final coverage decisions are made by the insurance company after a claim is processed.

Clients are financially responsible for services that are denied, excluded, considered not medically necessary, applied to a deductible, or otherwise not paid by their insurance plan.

CONTACT

Allberry Counseling

LaWayna Berry, MA, MS, LPC, NCC

Email: wayna@allberrycoaching.com

Website: allberrycoaching.com

Phone: (314) 886-3057